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Travel insurance for divers: what’s actually covered
For divers about to book a trip who don’t want to read 40 pages of policy language to figure out what they’re buying. Plain English, the coverages that actually matter, and the fine-print traps to watch for.
- Why medical evacuation is the line you don't want to skimp on
- The depth-limit clause hiding in many adventure-activity exclusions
- How pre-existing conditions actually work (it's not what most people think)
- What a $40, $120, and $300 policy typically buy you
What’s inside
A short, useful guide. Not insurance advice, but exactly the kind of orientation we wish every traveler had before they shopped a policy. By the end you’ll know what to ask, what to ignore, and where the real risk sits.
- The four coverages that actually matter on a dive trip
- Medical evacuation: what good coverage looks like
- Dive-specific incidents and depth limits in the fine print
- Trip cancellation, interruption, and the reasons that count
- Baggage, gear, and what a typical policy will (and won't) replace
- Three rough policy tiers and what each usually includes
- Questions to ask your provider before you pay